Not investment advice. Cryptocurrencies are volatile and risky. Exchanges have collapsed (FTX, Celsius, Voyager) — never store more than you can afford to lose. Consider self-custody hardware wallets for long-term holdings.
Gemini review — 2026
★★★★☆ Overall score: 4/5
NY-regulated, Winklevoss-founded. Strong compliance, ActiveTrader interface, $200M insurance pool.
Monthly: $0.00/mo
Annual (first year): $0.00/year
Annual (renewal): $0.00/year
Money-back: 0 days
Annual (first year): $0.00/year
Annual (renewal): $0.00/year
Money-back: 0 days
Get Gemini → Read full review →
Protection
| Malware detection rate | 0% |
|---|---|
| False-positive rate | n/a |
| AV-TEST score | n/a |
| Real-time protection | ✓ |
| Ransomware protection | ✗ |
| Firewall | ✗ |
Bundled features
| VPN included | ✗ |
|---|---|
| Password manager | ✗ |
| Parental controls | ✗ |
| Dark web monitoring | ✗ |
| Identity theft protection | ✗ |
| Cloud backup | ✗ |
Compatibility
| Devices covered | Web + Mobile + ActiveTrader |
|---|---|
| Platforms | Web, iOS, Android, ActiveTrader |
Our review
Gemini is the compliance-first exchange. NY DFS Trust charter, $200M insurance pool, SOC 2 audited. Best for institutional users and risk-averse retail. Use ActiveTrader (not the main app) for low fees.
Pros
- NY State Department of Financial Services regulated (highest US standard)
- Insured hot wallet ($200M+ insurance pool)
- Strong security record — first exchange with SOC 2 Type II
- ActiveTrader interface has competitive fees
- Gemini Custody for institutional/large balances
Cons
- Standard buy/sell flow has high fees (1.49% + spread)
- Gemini Earn program suspended after Genesis bankruptcy
- Fewer coins than Coinbase
- Mobile app less polished than Coinbase